EPF Withdrawal Process


You must be a member of EPF. This withdrawal allows you to withdraw your Account II savings to finance the purchase of a house.


Your entitlement would be 30% of balance available in Purchaser’s EPF account II or the difference between the purchase price and loan amount (whichever is lower).


  • Submission of EPF withdrawal form together with the original copy of the Sale and Purchase Agreement
  • Photocopy of your IC
  • A copy of the letter of loan approval from your end-financier

Note: The original Sale and Purchase Agreement, Letter of Loan approval from your end-financier and your original I/C have to be sighted by the EPF officials.

Mode of Payment

The payment will be released directly to the member within a period of three to four weeks from date of submission. For more information, please refer to EPF website at www.kwsp.gov.my